International travel
can be an exciting adventure, but it can also bring many unpredictable
situations if you should need medical care while you're abroad. We provide US
citizens and non-US citizens with International insurance resources to ease the
stress of an unfamiliar culture or medical system. Whether you need individual
coverage for a vacation, or group coverage for employees in locations around the
world, our site has a product to meet your needs. By utilizing our
SelectaPlan., we can quickly direct you to the plan(s) that will best meet your
needs, those of your family, or organization. Below are product descriptions of
the International plans we offer. You have the option of purchasing online or
downloading an application and submitting the completed application via fax or
mail.
Patriot Travel Medical Insurance.
Individual &
family (5 days up to 2 years coverage)
There are
two Patriot Travel Medical Insurance products available to meet your needs,
providing up to US$2,000,000 of medical coverage. Coverage can be obtained from
a minimum of 5 days up to a maximum of 2 years. Patriot products address the
travel medical insurance needs of US citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure anywhere
outside their home country. Coverage includes medical evacuation, repatriation,
and your choice of deductibles and policy limits.
Patriot Extreme. Travel
Medical Insurance
Extreme athletics
and adventure insurance
Patriot Extreme is
designed for the adventurous International traveler. Patriot Extreme provides
benefits for those traveling abroad who also intend to participate in a select
group of athletic activities or extreme sports.
Patriot Executive. Travel Medical
Insurance
Extreme athletics
and adventure
If you are an executive that travels
frequently outside your country of citizenship throughout the year, don't risk
finding yourself ill or injured in a foreign country. Make sure you have a plan
that provides appropriate medical coverage. Patriot Executive provides up to
US$1,000,000 of medical coverage for these individuals and their families.
Patriot T.R.I.P.SM
Travel Protection
for trips up to 30 days
To help protect you from
losing money you've spent on travel, there is Patriot T.R.I.P. Patriot
T.R.I.P. helps protect travelers who are unable to travel or are interrupted
during their covered trip due to circumstances such as a sudden and unexpected
illness or injury, death in the family, jury duty, job layoff, terrorism or the
bankruptcy of the tour operator, cruise line or airline. Benefits also include
coverage in the event of travel and baggage delay, lost baggage, emergency
medical expenses, emergency medical evacuation and more.
Patriot T.R.I.P. EliteSM
First Class Travel
Protection
To provide superior protection for a
picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel
insurance program. You expect top-notch service if the unexpected should happen.
Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need
more coverage than provided by the Patriot T.R.I.P. program. The Patriot
T.R.I.P. Elite program increases the benefit amount for emergency medical,
emergency medical evacuation, travel delay, baggage, trip interruption and adds
a new benefit for violent attacks. Make sure you have the premier protection you
need with Patriot T.R.I.P. Elite.
Patriot StudentSM
T.R.I.P.
Student Travel
Insurance Program
Patriot Student T.R.I.P. is a
"budget conscious" travel insurance program designed to provide important
benefits to students for many of those unforeseen circumstances that may force
the cancellation or interruption of a covered trip. This program also includes
coverage for trip cancellation or interruption travel and baggage delay, lost or
stolen baggage, emergency medical expenses and emergency medical evacuation.
Global Basic Insurance.
Individual &
family (1 year or longer)
Global Basic Insurance
is designed to provide coverage similar to Global Medical Insurance, however, it
features specific dollar limits on most benefits. This is the perfect plan for
those who want coverage for a variety of medical services, but are seeking to
reduce their premium costs. Global Basic Insurance has two areas of
coverage, worldwide or worldwide excluding US/Canada
Global Medical Insurance.
Individual &
family (1 year or longer)
Global Medical Insurance
is a long-term, annually renewable, US-style major medical insurance plan with a
$5,000,000 lifetime policy limit. Global Medical Insurance offers two areas of
coverage to non-US citizens and to US expatriates who want a quality medical
insurance plan that will respond to their medical needs anywhere in the
world. The two areas of coverage are for people needing coverage worldwide
or worldwide excluding US/Canada.
GEOSM Group
Employer sponsored
group insurance
GEO Group is one of the most
comprehensive group hospital, surgical, medical and life insurance programs in
the world. This program is designed for employers with employees who are either
US or Canadian citizens who reside abroad and may return to the US or Canada
temporarily (for less than 12 months), or are overseas local and third country
national employees. GEO Group allows employers to carve out their International
employees to provide them with US-style benefits and worldwide coverage. This
program includes medical, dental, life and indemnity benefits for these
employees and their families.
Patriot Group Travel Medical Insurance.
5 or more
individuals (5 days up to 1 year)
Patriot Group
Travel Medical Insurance is designed for organizations who have a group of 5 or
more members that will be traveling together, and are traveling to a destination
that is not the home country of any of the traveling members. Patriot Group
Travel Medical Insurance provides the same benefits as the individual Patriot
Travel Medical Insurance but with a 10% discount for applying as a group.
Sky RescueSM
Emergency Medical
Evacuation
Sky Rescue provides emergency medical
evacuation and scheduled coverage for individuals under the age of 65 traveling
outside their home country for a minimum of three months. The plan may be
purchased for three months, six months or 12 months and can be rewritten for
succeeding or subsequent periods. New Deductible, Eligibility, Conditions of
Coverage and Pre-Existing Condition Exclusions will apply and a new application
must also be completed.
Exchange Program GroupSM
Plan
Cultural Exchange
Medical Insurance
Exchange Program GroupSM Plan is designed
for organizations who are actively engaged or participating in an educational or
cultural exchange program in the country of assignment through a sponsoring
organization or school and traveling in a group to a destination that is not the
home country of any of the participants.
The information above is only a
consolidated description of current International insurance products available
through this web site. Please refer to the policy wording for the specific terms
and conditions of each plan concerning eligible benefits, limitations,
eligibility and exclusions. Policy wording is available upon request. IMG,
International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot
T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance,
Patriot Extreme, Global Medical Insurance, Global Basic Insurance, Patriot
Executive, Visitors Care, GEO Group, Exchange Program Group, Sky Rescue and
Patriot Group Travel Medical Insurance are the trademarks, service marks and/or
registered marks of International Medical Group, Inc. ) Copyright 2003
International Medical Group, Inc. All Rights Reserved